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"I Want to help YOU

Live Where You Love"

Your Residential Mortgage Guy!

Click on this videos to learn more what your mortgage guy do for you

Our Team

Josh McReavy

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Loan Officer & Owner

Josh and his wife are the proud parents of 6 amazing kids and love taking them on fun adventures! Josh has been in the lending industry for over 15 years and loves helping people with their financial needs. He has a strong background in real estate lending, investing, development, and private equity. Josh can help with both residential and commercial loans. He would love the opportunity to be Your Mortgage Guy.

Jennifer Clayton

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Loan Officer Assistant

Jen has been in the mortgage industry for over 20 years. Her experience and attention to detail are so valuable. Jen works tirelessly to make sure our customers have a smooth and fast experience. She has an amazing family and they love spending time in Lake Powell.

Heidi King

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Office Administrator

Heidi is our Kamas Office Administrator and executive/personal assistant to Josh McReavy. Heidi is resourceful, and organized. She and her husband reside in Oakley and are the proud parents of three amazing children. She enjoys shopping,  crafting, boating, and traveling.

Residential Loans

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FHA Loans

Conventional Loans are home loans offered by sources other than the government. They are a good option for borrowers that have a high credit score and income.

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VA Loans

Conventional Loans are home loans offered by sources other than the government. They are a good option for borrowers that have a high credit score and income.

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Conventional Loans

Conventional Loans are home loans offered by sources other than the government. They are a good option for borrowers that have a high credit score and income.

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Jumbo Loans

Conventional Loans are home loans offered by sources other than the government. They are a good option for borrowers that have a high credit score and income.

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Commercial Loans

Conventional Loans are home loans offered by sources other than the government. They are a good option for borrowers that have a high credit score and income.

Contact us

150 S. Main St. Kamas, UT 84036

(435) 728-2228

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Nate Paxman


We worked with Josh who tirelessly searched for the best rates and terms for our unique situation. Josh explained every detail in a clear and understanding way that made us feel comfortable throughout the process. I truly felt like we had an advocate and friend through the process. We set out to simply refinance and Josh helped make additional financial moves possible to improve our position. Thank you Josh! 

Michelle Schmidt


Josh was incredibly knowledgeable. He responded so quickly at any request. He was quick, professional, detailed and fun to work with. He definitely knows his stuff and we are grateful we used him.

Josh McReavy

Owner & Loan Officer

Ultimate Home Lending

Josh@yourmortgageguy.org

(435) 728-2228

150 S. Main St. Kamas, UT 84036

NMLS:1982177 NMLSR:2259749

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